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Home / Medicare Supplement Companies / American Continental Insurance Company
Medicare Supplement Companies

American Continental Insurance Company

By:Michael Quinn Published onJuly 6, 2020June 12, 2026 Updated onJune 12, 2026
american continental insurance company

American Continental Insurance Company Phone Number

1 (800) 264-4000

American Continental Insurance Company (ACI) is an Aetna Company. They can provide you the security of a big time Medicare Supplement insurance company. For anyone looking for a company with a longstanding reputation that also offers the personal feel of a smaller company with competitive prices — then American Continental may be a great choice. Let’s look more into ACI and see if they’re a good fit for your Medigap needs.

In this article we’ll discuss:
  • About American Continental Insurance Company (ACI)
  • American Continental Ratings
  • American Continental Medicare Supplement
  • What American Continental Medicare Supplement Plans are sold?
  • American Continental Medigap Plan F
  • American Continental Medigap Plan G
  • American Continental Medigap Plan N
  • American Continental medicare supplement rates
  • How Do I Enroll In An American Continental Medicare Supplement Plan?

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About American Continental Insurance Company (ACI)

American Continental Insurance Company (ACI) is located in Brentwood, Tennessee (not that far from Nashville). ACI was established in 2005 and became the 2nd official Aetna subsidiary and member in 2011. The Continental Life Insurance Company (CLI) was Aetna’s first member.

Company Details

American Continental Insurance Co address:

P.O. Box 981106
El Paso, TX 79998-1106

Website

American Continental Insurance phone number:

Phone:
1 (800) 264-4000

American Continental Ratings

ACI has received the following grades from popular rating agencies:

  • A.M. Best Rating: A
  • BBB Rating: A+

American Continental Medicare Supplement

American Continental Medicare Supplement plans help to pay your copays,  Coinsurance, deductibles, as well as your other out-of-pocket health care costs. They are a highly recommended Medicare Supplement company.

An American Continental Medicare Supplement policy offers you the following:

  • Initial 12-month guaranteed rate
  • A 30-day “free look period”
  • Lifetime Guaranteed renewable health insurance coverage
  • Freedom to go o to any hospital or doctor that accepts Medicare
  • Most Medigap plans have some foreign travel coverage

What are the biggest advantages of buying an American Continental Medicare plan?

  • Excellent rates for some areas
  • Established market experience
  • A 7% household discount is available in some states
  • Simple application
  • Customer satisfaction is strong
  • Policies issued quickly (often on the same day!)

What American Continental Medicare Supplement Plans are sold?

American Continental sells 5 Medigap plans:

  • Medicare Supplement Plan A
  • Medicare Supplement Plan B
  • Medicare Supplement Plan F
  • High Deductible Medicare Supplement Plan F
  • Medicare Supplement Plan G
  • Medicare Supplement Plan N

*Medigap Plans may vary by state and insurance carrier. Please contact one of our licensed Medicare Supplement agents at (888) 411-1329 to check availability and rates in your area.

Here are the 3 most popular American Continental supplemental insurance plans:

As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020

Medicare

American Continental Medigap Plan F

American Continental Supplemental Plan F has been the most popular Medigap plan. The reason is because Medigap Plan F provides the most complete coverage when comparing all of the Medigap supplement plans. With American Continental Plan F, you usually won’t come into a situation where you’ll experience out of pocket spending towards your Medicare Part A or Part B services.

Plan F Overview

Medicare Supplement BenefitsPlan F Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYes
Medicare Part B coinsurance or CopaymentYes
Blood (first 3 pints) 3Yes
Part A Hospice care coinsurance or copaymentYes
Skilled nursing facility care coinsuranceYes
Part A DeductibleYes
Part B deductibleYes
Part B Excess chargesYes
Foreign travel emergency (up to plan limits)Yes

American Continental Medigap Plan G

American Continental Medicare Supplement Plan G is the 2nd most popular Medigap plan. American Continental Plan G provides all the coverage benefits of Plan F except for the Part B deductible. You’re responsible for paying for the Part B deductible.

Medigap Plan G is great for people who want to save money by simply paying the Part B deductible on their own. Plan G also has a pretty stable rate increase history.

Plan G Overview

Medicare Supplement BenefitsPlan G Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYes
Medicare Part B coinsurance or copaymentYes
Blood (first 3 pints) 3Yes
Part A hospice care coinsurance or copaymentYes
Skilled nursing facility care coinsuranceYes
Part A deductibleYes
Part B deductibleYes
Part B excess chargesYes
Foreign travel emergency (up to plan limits)Yes

American Continental Medigap Plan N

American Continental Medicare Supplement Plan N comes in 3rd place when looking at overall popularity.  However, American Continental Plan N has become very popular recently because of the potential savings it can offer. 

With Plan N, you’ll get help with all of the coverage gaps except for the Part B deductible, some copayments when visiting your doctor & emergency rooms, and your excess charges.

American Continental medicare supplement rates

How Much American Continental Supplement Insurance Plans Cost?
Prices will vary in price depending on factors such as your gender, location, age, tobacco use and sometimes your health. To give you an idea of the costs of the most popular plans F, G, and N we can provide you a custom quote. Get started by comparing plans on this page.

How Do I Enroll In An American Continental Medicare Supplement Plan?

To be eligible to buy a Medicare supplement insurance with American Continental or any other Medigap company you must be Medicare eligible and currently or pending enrollment in Original Medicare Part A and B.

REMEDIGAP has helped thousands of Medicare shoppers. Would you like help exploring your Medigap choices in your area? Contact us today and receive free unbiased help.

We’re independent licensed brokers that are committed to searching for a Medigap plan that fits your specific needs. You’ll never work with a pushy agent or get pressured to buy. We’re here to help educate and provide plan choices with the top companies available.

Call 1-888-411-1329 and have someone on your side today.

Michael Quinn

Michael Quinn is a licensed Medicare insurance expert and cofounder of REMEDIGAP. With over a decade of experience, he helps people compare coverage options with clear, unbiased guidance. His insights have been featured by USA Today, NerdWallet and many other publications.

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Content Editor

Michael Quinn

Michael Quinn is a licensed Medicare insurance expert and cofounder of REMEDIGAP. With over a decade of experience, he helps people compare coverage options with clear, unbiased guidance. His insights have been featured by USA Today, NerdWallet and many other publications.

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Written by Michael Quinn
Licensed Broker, REMEDIGAP Founder

Fact Checked by Joann Quinn
Chief Compliance Officer

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As a licensed insurance broker, REMEDIGAP upholds the principles of integrity in our editorial standards and ensures transparency in how we receive compensation from our insurance partners.

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Not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. While we have done our best to ensure all rates shown are accurate, human error is possible. In the rare event of a pricing mistake, the carrier’s rates will always supersede whatever price appears on our website.

REMEDIGAP.com is privately owned & operated by The Quinn Group, LLC. Licensed name varies by state: The Quinn Group LLC, Quinn Insurance Services, Quinn Premier Insurance Services.

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This article has been thoroughly reviewed by the author and third-party life insurance experts to ensure it adheres to our quality standards for accurate and honest advice.

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Fact Checked

This article has been thoroughly reviewed by the author and a licensed Medicare insurance expert to ensure our content adheres to the highest quality standards for accuracy and honest advice.

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Michael Quinn

Michael Quinn

Licensed Agent, REMEDIGAP Founder

Michael Quinn is a nationally licensed insurance expert with over a decade of experience and has helped over 1000 clients with their Medicare Supplement needs. Michael has been consulted as an expert insurance source for dozens of high-profile websites such as USA Today, Yahoo.com, NerdWallet, Bankrate, ThinkAdvisor, The Epoch Times, and many more.

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Joann Quinn

Licensed Agent, REMEDIGAP Founder

Joann Quinn is a nationally licensed insurance expert with over a decade of experience and has personally helped thousands of clients with their Medicare Supplement questions and needs. Joann has been consulted as a Medicare expert for high-profile websites and runs a very popular YouTube channel that focuses on understanding the complexities of Medicare.

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